Effective Date: 1st of June 2026
Organisation: Youths for Rural Education and Job Creation Initiative (Y4RED Initiative)
Website: www.y4red.com
Contact Email: contact@y4red.com
- Introduction
Welcome to the website of Youths for Rural Education and Job Creation Initiative, also known as Y4RED Initiative.
By accessing, browsing, donating through, or using this website, you agree to be bound by these Terms of Service. If you do not agree with these terms, please do not use this website.
Y4RED is a non-profit organisation working to expand opportunities for children and young people in underserved rural communities through early childhood education, foundational literacy and youth development programmes.
- Use of This Website
This website is provided to share information about Y4RED’s work, programmes, campaigns, fundraising activities, impact, volunteer opportunities and ways to support our mission.
You agree to use this website only for lawful purposes and in a way that does not damage, disable, disrupt or interfere with the website, its security, its users, or Y4RED’s work.
You must not use this website to submit false information, attempt unauthorised access, upload harmful content, misuse donation systems, or engage in fraudulent or abusive activity.
- Donations
Donations made through this website are voluntary charitable contributions to support Y4RED’s mission and programmes.
By making a donation, you confirm that:
You are authorised to use the payment method provided.
The information you provide is accurate and complete.
The donation is made voluntarily.
The donation does not come from unlawful, fraudulent or prohibited sources.
Y4RED may use unrestricted donations to support any area of its charitable work, including early childhood education, foundational literacy, youth development, learning materials, teacher training, volunteer support, monitoring and evaluation, safeguarding, administration and operational costs necessary to deliver impact.
Where donations are made to a specific campaign or programme, Y4RED will make reasonable efforts to apply the funds to that purpose. Where this is not possible, Y4RED may redirect the funds to a similar charitable purpose aligned with its mission.
- Payment Processing
Online donations may be processed through approved third-party payment gateways, banks or financial technology providers.
Y4RED does not intentionally collect or store full debit card, credit card, bank account, PIN or sensitive payment authentication details on its website. Such information is handled by the relevant payment processor.
Payment processing may be subject to the terms, fees, security checks and transaction rules of the payment provider, bank, card network or financial institution used.
- Refunds, Cancellations and Chargebacks
Because donations are charitable contributions and not payments for commercial goods or services, donations are generally non-refundable once successfully processed.
However, Y4RED may consider refunds or chargeback approvals in limited circumstances, including duplicate payments, incorrect amounts charged, unauthorised transactions, recurring donations charged after cancellation, or verified technical errors.
Please refer to our Refund & Cancellation Policy for full details.
- Recurring Donations
Where recurring donations are available, donors may cancel future recurring donations by contacting Y4RED or using the relevant payment platform, where available.
Cancellation of a recurring donation stops future payments. It does not automatically refund donations already processed, unless a refund is approved under Y4RED’s Refund & Cancellation Policy.
- Donor Information and Privacy
Y4RED is committed to protecting the privacy and personal information of donors, supporters, partners and website visitors.
Personal information submitted through this website will be handled in line with our Privacy Policy and applicable data protection requirements.
By using this website or making a donation, you agree that Y4RED may collect and process your information for donation processing, donor communication, receipts, reporting, compliance, fraud prevention and programme accountability.
Y4RED will not sell donor personal information to third parties.
- Programme Information and Impact Reports
Y4RED makes reasonable efforts to ensure that programme information, impact figures, stories, photographs and reports published on this website are accurate and up to date.
However, programme activities, timelines, targets, budgets and needs may change due to funding, community needs, operational realities, partner requirements or circumstances beyond our control.
Any impact stories, beneficiary images or programme updates shared on this website are intended to demonstrate Y4RED’s work and should not be interpreted as a guarantee of future outcomes.
- Safeguarding and Responsible Storytelling
Y4RED works with children, young people and communities and is committed to dignity, safeguarding and responsible storytelling.
Website users must not copy, misuse, exploit, alter or distribute images, stories or personal information of children, young people, beneficiaries, volunteers, staff or community members in a way that may cause harm, misrepresentation or loss of dignity.
- Intellectual Property
Unless otherwise stated, all content on this website, including text, images, graphics, logos, videos, reports, documents, programme names and design elements, belongs to Y4RED or is used with permission.
You may view, download or share website content for personal, educational, charitable or non-commercial purposes, provided that Y4RED is properly acknowledged and the content is not altered, misrepresented or used in a misleading way.
You may not use Y4RED’s name, logo, brand materials, photographs or content for commercial, fundraising, political or public-facing purposes without written permission.
- External Links
This website may contain links to third-party websites, payment gateways, social media platforms, partner organisations or external resources.
Y4RED is not responsible for the content, privacy practices, security, availability or accuracy of third-party websites. Accessing third-party links is at your own discretion and risk.
- Website Availability and Security
Y4RED aims to keep this website accessible, accurate and secure. However, we do not guarantee that the website will always be available, uninterrupted, error-free or free from technical issues.
Y4RED may suspend, update, restrict or remove parts of the website at any time for maintenance, security, operational or legal reasons.
Users are responsible for ensuring that their devices, browsers and internet connections are secure when accessing the website or making online donations.
- Prohibited Activities
You must not use this website to:
Commit fraud or attempt unauthorised transactions.
Submit false, misleading or harmful information.
Interfere with the security or functionality of the website.
Attempt to access restricted systems or donor information.
Upload viruses, malware or harmful code.
Misuse Y4RED’s name, logo, images or programme information.
Harass, threaten, exploit or harm any person or community connected to Y4RED.
Engage in unlawful, abusive, defamatory or harmful conduct.
Y4RED reserves the right to restrict access, report suspicious activity or take appropriate action where misuse is detected.
- Disclaimer
This website is provided for general information, fundraising, accountability and engagement purposes.
While Y4RED makes reasonable efforts to ensure that information is accurate, we do not guarantee that all website content will always be complete, current or free from errors.
Nothing on this website should be treated as legal, financial, professional or investment advice.
- Limitation of Liability
To the fullest extent permitted by applicable law, Y4RED will not be liable for any loss, damage, cost or inconvenience arising from the use of this website, inability to access the website, third-party payment failures, external links, technical errors, unauthorised access caused by factors beyond our reasonable control, or reliance on website content.
This does not limit any responsibility that cannot lawfully be excluded.
- Changes to These Terms
Y4RED may update these Terms of Service from time to time to reflect changes in our operations, website, donation processes, legal requirements or organisational policies.
The latest version will be published on this website with an updated effective date. Continued use of the website after changes are published means you accept the updated Terms of Service.
- Governing Law
These Terms of Service shall be interpreted in line with the applicable laws of the Federal Republic of Nigeria.
Any dispute arising from the use of this website or donation services should first be addressed by contacting Y4RED directly so that we can seek a fair and reasonable resolution.
- Contact Us
For questions about these Terms of Service, donations, website use or Y4RED’s policies, please contact:
Youths for Rural Education and Job Creation Initiative (Y4RED Initiative)
Website: www.y4red.com
Email: contact@y4red.com
Location: Divine Building, Eze Ajibo Road, Ohatekwe Agalegui Ishieke Ebonyi State, Nigeria