Y4RED Privacy Policy for Website Users

Effective Date: 1st July 2026

Organisation: Youths for Rural Education and Job Creation Initiative (Y4RED Initiative)

Website: www.y4red.com

Contact Email: contact@y4red.com

  1. Our Commitment to Your Privacy

Youths for Rural Education and Job Creation Initiative, also known as Y4RED Initiative, respects your privacy and is committed to protecting the personal information of every donor, supporter, partner and website visitor.

This Privacy Policy explains how we collect, use, store, share and protect website visitors and donor information in line with the Nigeria Data Protection Regulation 2019, the Nigeria Data Protection Act 2023 and other applicable data protection laws.

By donating to Y4RED, submitting your information through our website, or communicating with us, you agree that we may process your personal data for the purposes described in this policy.

  1. Information We May Collect

When you make a donation or contact Y4RED, we may collect the following information:

Full name.

Email address.

Phone number.

Country, state or city of residence, where provided.

Donation amount.

Donation date and transaction reference.

Payment confirmation details.

Campaign or programme supported.

Communication preferences.

Any message or note you choose to submit with your donation.

Y4RED does not intentionally collect or store full debit card, credit card, bank account or payment PIN details. Online payments are processed through approved third-party payment processors.

  1. Why We Collect Donor Information

We collect and use donor information to:

Process and confirm donations.

Issue donation receipts and acknowledgements.

Maintain accurate financial and donor records.

Communicate with donors about their donation.

Share programme updates, impact reports and fundraising communications where consent has been given.

Respond to refund, chargeback or payment error requests.

Comply with accounting, audit, legal, regulatory and anti-fraud obligations.

Improve our donation process and donor experience.

Protect Y4RED, donors and beneficiaries from fraud, misuse or unauthorised activity.

  1. Lawful Basis for Processing

Y4RED processes donor information on one or more of the following lawful bases:

Consent: where you voluntarily provide your information or agree to receive updates from us.

Legitimate interest: where processing is necessary for responsible fundraising, donor communication, fraud prevention, financial accountability and organisational reporting.

Legal obligation: where we are required to keep records for accounting, audit, tax, regulatory or compliance purposes.

Contractual necessity: where processing is needed to complete a donation transaction or respond to a donor request.

You may withdraw your consent to receive marketing or fundraising communications at any time.

  1. How Donor Information Is Safeguarded

Y4RED takes reasonable technical and organisational measures to protect donor information from unauthorised access, loss, misuse, alteration, disclosure or destruction.

These safeguards include:

Using trusted payment processors for online donations.

Avoiding the storage of full card or bank payment details on Y4RED systems.

Restricting donor information to authorised persons only.

Keeping financial and donation records securely.

Using password-protected accounts and secure digital platforms where available.

Limiting access to donor data to staff, trustees, volunteers or service providers who need it for approved organisational purposes.

Requiring anyone handling donor information to treat it as confidential.

Reviewing donor records and deleting or anonymising information when it is no longer required.

Taking prompt action where a data breach or suspected unauthorised access occurs.

  1. Use of Third-Party Service Providers

Y4RED may use trusted third-party platforms to process donations, send emails, host the website, manage donor records, analyse website use or support organisational operations.

These may include payment gateways, banks, email platforms, website hosting providers, analytics tools and professional advisers.

Where third parties process donor information on our behalf, we will take reasonable steps to ensure that they protect personal data and only use it for the purpose for which it was shared.

  1. International Data Transfer

Some of the digital platforms or service providers used by Y4RED may store or process data outside Nigeria.

Where donor information is transferred outside Nigeria, Y4RED will take reasonable steps to ensure that such transfer is done in line with applicable data protection requirements and that appropriate safeguards are in place.

  1. Donor Communication

Y4RED may use donor contact details to send donation confirmations, receipts, thank-you messages, programme updates, impact reports and fundraising appeals.

We will not sell donor information to third parties.

Donors may opt out of non-essential communications at any time by contacting us or using the unsubscribe option where available.

  1. Retention of Donor Information

Y4RED will keep donor information only for as long as necessary for the purpose for which it was collected, including donation processing, donor communication, reporting, audit, legal, accounting and regulatory purposes.

When donor information is no longer required, we will securely delete, anonymise or archive it in line with our internal record-keeping procedures.

  1. Donor Rights

Subject to applicable law, donors have the right to:

Request access to the personal information Y4RED holds about them.

Request correction of inaccurate or incomplete information.

Request deletion of personal information where continued retention is no longer necessary.

Withdraw consent for optional communications.

Object to certain types of processing.

Request restriction of processing in appropriate cases.

Lodge a complaint where they believe their data protection rights have been violated.

To exercise any of these rights, please contact Y4RED using the details below.

  1. Data Breach Response

If Y4RED becomes aware of a data breach affecting donor information, we will take reasonable steps to investigate, contain and address the breach.

Where required by law, we will notify affected individuals and/or the relevant data protection authority within the appropriate timeframe.

  1. Cookies and Website Data

Y4RED’s website may use cookies or similar technologies to improve website functionality, understand visitor behaviour, improve donation pages and support secure online transactions.

Where required, visitors will be given clear information about cookies and may manage their cookie preferences through their browser or website settings.

  1. Complaints and Remedies

If you believe that your personal information has been mishandled, you may contact Y4RED directly. We will review your complaint and aim to respond within a reasonable timeframe.

Complaints should be sent to:

Email: contact@y4red.com

Subject Line: Data Protection Request or Privacy Complaint

If you are not satisfied with our response, you may also contact the Nigeria Data Protection Commission or seek any other remedy available under applicable law.

  1. Updates to This Policy

Y4RED may update this Privacy Policy from time to time to reflect changes in our operations, legal requirements, donation platforms or data protection practices.

The latest version will always be published on our website.

  1. Contact Us

For questions about this Privacy Policy or how your donor information is handled, please contact:

Youths for Rural Education and Job Creation Initiative — Y4RED Initiative

Website: www.y4red.com

Email: contact@y4red.com

Location: Divine Building, Eze Ajibo Road, Ohatekwe Agalegu Ishieke, Ebonyi State, Nigeria